Privacy Policy

Effective date: 2026-05-29.

MortgageCalcOnline (“we,” “us,” or “the site”) operates https://mortgagecalconline.com. This Privacy Policy explains what information we collect, how we use it, and the choices you have. We have intentionally designed our calculators and content to require no account, no email, and no personally identifiable input from visitors.

Information we do not collect

We do not require you to create an account. We do not ask for or store your name, email address, phone number, Social Security number, income, or any other personally identifiable information through our calculators or content pages. All values you enter into a calculator on this site are processed locally in your browser and never transmitted to our servers.

Information collected automatically

When you visit the site, our hosting provider and analytics tools may automatically collect standard server logs: IP address, browser type, device type, operating system, referring page, the pages you visit, and timestamps. This information is used to operate, secure, and improve the site. We use Google Analytics to understand aggregate traffic patterns; Google Analytics uses cookies and similar technologies and may collect data as described in its own privacy policy. We have enabled IP anonymization where supported.

Cookies and similar technologies

We and our analytics and advertising partners use cookies and similar technologies to remember your preferences, measure aggregate traffic, and serve advertising. You can disable cookies in your browser settings. Disabling cookies may affect some site features but does not block access to calculators or guides.

Advertising

MortgageCalcOnline displays third-party advertisements, including those served by Google AdSense. These third-party vendors, including Google, may use cookies to serve ads based on your prior visits to our site and other websites. You may opt out of personalized advertising by visiting Google's Ads Settings or aboutads.info.

How we use information

We use automatically-collected information to operate the site, diagnose problems, prevent abuse, measure performance, and improve our content. Aggregate, non-identifying analytics may inform editorial decisions. We do not sell information.

Data sharing

We share automatically-collected information only with the service providers we use to operate the site (hosting, content delivery, analytics, advertising). These providers process data on our behalf under their own privacy commitments. We may disclose information if required by law, subpoena, or to protect the rights, property, or safety of MortgageCalcOnline, our users, or the public.

Children's privacy

MortgageCalcOnline is not directed to children under 13, and we do not knowingly collect personal information from children. If you believe a child has provided information to us, please contact us and we will delete it promptly.

Your choices

You can browse the entire site without providing personal information. You can opt out of personalized advertising through Google and the Digital Advertising Alliance. You can use private browsing or block third-party cookies to limit tracking.

Security

We use industry-standard practices to protect the site. Because we do not collect personal information through our calculators, there is no personal financial data for us to store or expose.

Changes to this policy

We may update this Privacy Policy from time to time. We will revise the effective date at the top of this page when we do.

Contact

Questions about this Privacy Policy can be sent through the contact form available on our homepage or by emailing the address listed in our site footer.