Terms of Service

Effective date: 2026-05-29.

These Terms of Service (“Terms”) govern your access to and use of https://mortgagecalconline.com (the “Site”). By accessing or using the Site, you agree to these Terms.

Acceptance of terms

If you do not agree to these Terms, you may not use the Site. We may update these Terms periodically; continued use after a change constitutes acceptance.

Permitted use

You may access and use the Site for personal, non-commercial purposes. You may not (a) use the Site in any way that violates applicable law; (b) attempt to gain unauthorized access to any portion of the Site; (c) interfere with or disrupt the Site or its servers; (d) use automated means to scrape or harvest content except in accordance with our robots.txt; or (e) reproduce or distribute substantial portions of our content without permission.

Intellectual property

All content on the Site — text, design, code, graphics, and calculator logic — is the property of MortgageCalcOnline or its licensors and is protected by United States and international copyright law. Limited quotation for non-commercial educational use is permitted with attribution and a link back to the source page.

No financial advice

The Site provides general educational information and free calculators. Nothing on the Site is intended to be individualized financial, legal, tax, or investment advice. See our Disclaimer for the full statement.

Accuracy of calculators

We make commercially reasonable efforts to keep the calculators accurate. However, mortgage products, rates, fees, taxes, insurance premiums, and program rules change frequently. The Site's outputs are estimates only and may differ — sometimes materially — from any quote, Loan Estimate, or final closing disclosure you receive from a licensed lender.

Third-party content

The Site may link to third-party websites or display third-party advertisements. We do not control and are not responsible for third-party content. Inclusion of a link or ad is not an endorsement.

Disclaimer of warranties

The Site and all content are provided “as is” and “as available” without warranty of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

Limitation of liability

To the maximum extent permitted by law, MortgageCalcOnline is not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site. Your sole remedy for dissatisfaction with the Site is to stop using it.

Indemnification

You agree to indemnify and hold harmless MortgageCalcOnline from any claims, damages, or expenses arising from your use of the Site or your violation of these Terms.

Governing law

These Terms are governed by the laws of the United States and the state in which our operators are domiciled, without regard to conflict-of-laws principles.

Severability

If any provision of these Terms is found unenforceable, the remaining provisions remain in full force.

Contact

Questions about these Terms can be sent through the contact form available on our homepage or by emailing the address listed in our site footer.